Plasma launched Plasma One, a stablecoin-native neobank, with in-app lending and yield powered by Aave. The app lets users pay directly from a stablecoin balance while earning up to 6% yields, positioning the product as a single interface for saving, spending, and earning in dollars on a global scale. The integration with Aave V4 is highlighted in our Aave V4 tracker.
Plasma One pairs the lending integration with consumer card features. Users earn up to 3% cash back on physical or virtual Plasma One cards, which work in more than 150 countries across over 150 million merchants. The app also supports zero-fee USD₮ transfers to people and businesses, and onboards new users with a virtual spending card issued in minutes. For a broader view of the neobanking and payment settlement landscape, see the stablecoin rails tracker.
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